SKILL.md
Severance Agreement Decoder Skill
A severance agreement is a purchase: the company is buying a release of claims, and the price is negotiable exactly once — before you sign. This skill decodes what's actually being bought and sold, in the week you have to decide, while the shock is still loud.
What This Skill Produces
- The trade, stated plainly — what they pay vs what you release, in one paragraph
- Clause-by-clause decode with 🔴🟡🟢 severity
- The clock — consideration and revocation windows (age-40+ rules differ), with dates computed
- The asks worth making — ranked by success likelihood, with wording
Required Inputs
Ask for these only if not provided:
- The agreement text (paste; partial is workable — name what's missing)
- The basics: tenure, role, base pay, unvested equity, and the stated severance amount
- Rough location — release enforceability and pay-out rules vary by jurisdiction; never guess it
- What matters most — cash, healthcare runway, the narrative/references, or equity
Framework: What to Walk
- The release scope (🔴 zone): claims released vs claims that legally can't be released (unemployment, workers' comp, agency charges — jurisdiction-dependent, flag as such); watch for release of future claims.
- Severance math: weeks-per-year offered vs the informal norms for the role/level; whether unvested equity, bonus proration, and PTO payout appear at all — silence on any of these is an ask, not an answer.
- The strings (🟡): non-disparagement (mutual or one-way?), cooperation clauses without time caps, re-affirmation of non-competes (sometimes new ones smuggled in — 🔴), confidentiality of the agreement itself.
- Healthcare: COBRA-style continuation math — who pays, for how long; an extra month of employer-paid coverage is often the easiest yes in the whole negotiation.
- The clock: consideration period (often 21/45 days where age-discrimination rules apply) and revocation window — signing early buys nothing; compute the actual dates.
