Collections Email Skill

Chasing payment is uncomfortable, so it's often done too late or too harshly. The effective approach is a staged sequence that starts friendly and firms up on a schedule — always professional, always making it trivially easy to pay. This skill writes that sequence so you get paid without burning the relationship.

Note: this is a communication aid, not legal or debt-collection advice. Late-payment interest, statutory rights, and regulated debt-collection rules vary by jurisdiction — confirm any interest/late fees and escalation (collections agency, legal) with an accountant/lawyer before acting on them.

Working from a brief

Given "chase a client whose $5,000 invoice is 2 weeks overdue", write the full sequence anyway — infer a sensible cadence and tone progression, marking specifics (insert invoice #, amount, dates, payment link). Don't state late-fee/interest amounts as enforceable — flag them to confirm. Never threaten beyond what's lawful/intended.

Required Inputs

Ask for these only if they aren't already provided (else mark to insert):

• The invoice — number, amount, original due date, and how overdue it is.
• The relationship — client name, contact, and whether they're a valued ongoing client or a one-off.
• Terms — your payment terms and any agreed late-fee/interest (flag to confirm enforceability).
• Payment method — exactly how they can pay (link, bank details), to remove friction.

Output Format

Collections Sequence: [invoice]

A staged set of emails, each short, professional, and with a clear pay-now path: